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The materials are reference materials for information ONLY and should not be relied on as a substitute for specific legal advice. Any sample wording or other materials contained or referred to in this website are not to be used as "models".

Under no circumstances shall the World Bank Group be liable for any loss, damage, liability or expense incurred or suffered which is claimed to have resulted from use of this site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this site is at user's sole risk. Under no circumstances, including, but not limited to, negligence, shall the World Bank Group be liable for any direct, indirect, incidental, special or consequential damages, even if the World Bank Group has been advised of the possibility of such damages.

Links to third party web sites are made for your convenience and do not imply that they are endorsed by the World Bank Group. The World Bank Group is not responsible for the content of any third party web site or any link contained in a linked site. The linked sites are not under the control of the World Bank Group.

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Updated: December 4, 2020